Terms of Service
Effective Date: 10/06/2025
Welcome to ChangaBell.com (the “Site”), operated by Changa Bell (“we,” “us,” or “our”).
These Terms of Service (“Terms”) govern your access to and use of our website, online learning management system (LMS), coaching services, and online store (collectively, the “Services”).
By using our Services, you agree to these Terms. Please read them carefully before proceeding.
1. Use of Our Services
You must be at least 18 years old to use this Site or make any purchases.
You agree to use our Services only for lawful purposes and in accordance with these Terms.
We reserve the right to suspend or terminate access if your use violates any applicable laws or regulations.
2. Account Registration
Some areas of our LMS or coaching platform may require you to create an account.
You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
If you believe your account has been compromised, please contact us immediately at [insert contact email].
3. Educational and Coaching Disclaimer
Our programs, courses, and coaching sessions are designed for personal growth and educational purposes only.
They are not intended to replace medical, psychological, or professional advice.
By participating, you acknowledge that:
- You are solely responsible for your decisions, actions, and results.
- Changa Bell and affiliates make no guarantees regarding outcomes.
- You should consult a qualified professional for medical, legal, or financial concerns.
4. Online Courses and LMS Access
Upon purchase, you may receive access to digital content or course materials through our LMS.
Access is personal and non-transferable. You may not share, resell, or distribute course materials without permission.
We reserve the right to update or modify course content at any time.
5. Shop Transactions
Our online shop may offer physical or digital products.
All prices are listed in U.S. Dollars unless otherwise stated.
We reserve the right to change product pricing or availability at any time.
You agree to provide accurate billing and shipping information.
6. Payment and Refund Policy
All payments are due at the time of purchase.
For digital products or online courses, all sales are final unless otherwise stated.
For coaching sessions or live programs:
- Cancellations made at least 24 hours before a scheduled session may be rescheduled or refunded at our discretion.
- Missed sessions or cancellations made with less than 24 hours’ notice are non-refundable.
If you believe a charge was made in error, please contact us within 7 days of purchase.
7. Cancellation Policy for Coaching Packages
Clients may cancel ongoing coaching packages with written notice.
Refunds, if applicable, will be prorated based on completed sessions and administrative fees.
We reserve the right to terminate coaching relationships if a client engages in inappropriate, disrespectful, or abusive behavior.
8. Intellectual Property
All materials, including text, images, videos, logos, and course content, are the property of Changa Bell or its licensors.
You may not copy, reproduce, modify, or distribute any materials without prior written consent.
9. Limitation of Liability
To the fullest extent permitted by law, Changa Bell, its employees, or affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or Services.
We do not warrant uninterrupted or error-free operation of the Site.
10. Privacy
Your privacy is important to us. Please review our Privacy Policy
11. Changes to These Terms
We may update these Terms periodically. Updates will be posted on this page with the revised effective date.
Your continued use of the Services after updates constitutes acceptance of the new Terms.
12. Contact Information
If you have questions about these Terms or any of our Services, please contact:
info@changabell.com
667 446-2957
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, USA, without regard to conflict of law principles.